Avoid large upfront payments and make monthly lease payments instead. No long-term commitment and you can own your heating and cooling unit outright once all payments have been made. We offer multiple payment terms and options for homeowners, even with poor or damaged credit. Microf was established in 2010 to accommodate the growing demand for more flexible options for purchasing a residential heating and cooling system.
We are a relationship-based company that places top priority on the wants and needs of our customers. When paying for a new HVAC unit upfront isn't an option and you don't qualify for traditional financing, Microf is your solution. Our trusted contractors will get your unit up and running fast, so you don't have to sweat the heat or freeze in the cold.
We'll make sure you get the perfect unit for your home, regardless of your FICO score. You can trust Microf for all your HVAC lease-purchase needs. Our underwriting process allows us to consider people with less-than-perfect or damaged credit.
We are a relationship-based company that places top priority on the wants and needs of our customers. When paying for a new HVAC unit upfront isn't an option and you don't qualify for traditional financing, Microf is your solution. Our trusted contractors will get your unit up and running fast, so you don't have to sweat the heat or freeze in the cold.
We'll make sure you get the perfect unit for your home, regardless of your FICO score. You can trust Microf for all your HVAC lease-purchase needs. Our underwriting process allows us to consider people with less-than-perfect or damaged credit.
Services
Microf was established in 2010 to accommodate the growing demand for more flexible options for replacing residential heating and cooling systems.
Our goal is to restore the heating and cooling needs of every consumer with an affordable monthly payment.
We achieve this goal through our strategic network of actively enrolled contractors.
We continue to develop our offering with the new flexible financial solutions application.
Whether our customer's priority is a low monthly payment, the length of the term, the total cost of ownership, or deferred payment, our solutions were designed for buyers across a broad credit spectrum.
Our goal is to restore the heating and cooling needs of every consumer with an affordable monthly payment.
We achieve this goal through our strategic network of actively enrolled contractors.
We continue to develop our offering with the new flexible financial solutions application.
Whether our customer's priority is a low monthly payment, the length of the term, the total cost of ownership, or deferred payment, our solutions were designed for buyers across a broad credit spectrum.
Affording an HVAC system that keeps you comfortable in your own home shouldn't feel like a pipe dream.
We've helped thousands of customers just like you find flexible, affordable solutions.
Microf offers flexible payment plans to fit your budget, regardless of your credit history.
Find your affordable plan and get back to feeling comfortable in your home.
Unlike traditional HVAC financing, our lease-purchase HVAC program doesn't require excellent credit.
Microf can offer a payment plan for the entire credit spectrum.
We've helped thousands of customers just like you find flexible, affordable solutions.
Microf offers flexible payment plans to fit your budget, regardless of your credit history.
Find your affordable plan and get back to feeling comfortable in your home.
Unlike traditional HVAC financing, our lease-purchase HVAC program doesn't require excellent credit.
Microf can offer a payment plan for the entire credit spectrum.
Microf believes that all consumers should have options when it comes to replacing their heating and cooling system.
Our unique lease-purchase option is designed to help homeowners with a broad range of financial needs replace their heating and cooling system.
Completing the online application will help us determine the best options for you.
Is your credit less than perfect or even damaged?
That's ok because Microf's lease-to-own products are designed specifically with you in mind.
And, you can apply directly online and Microf will connect you with a contractor in your area.
Our unique lease-purchase option is designed to help homeowners with a broad range of financial needs replace their heating and cooling system.
Completing the online application will help us determine the best options for you.
Is your credit less than perfect or even damaged?
That's ok because Microf's lease-to-own products are designed specifically with you in mind.
And, you can apply directly online and Microf will connect you with a contractor in your area.
We work with the best contractors around the country to install and maintain your unit.
With help from Microf, you can quickly find a local and trustworthy HVAC contractor to fix or replace your heating and cooling system quickly.
Microf is not an HVAC company, but we are happy to refer you to a HVAC contractor near you that meets Microf's standards.
Jessica Stites did an excellent job explaining to my contractors about how the Microf program works.
She was very personable and patient with all the different questions.
With help from Microf, you can quickly find a local and trustworthy HVAC contractor to fix or replace your heating and cooling system quickly.
Microf is not an HVAC company, but we are happy to refer you to a HVAC contractor near you that meets Microf's standards.
Jessica Stites did an excellent job explaining to my contractors about how the Microf program works.
She was very personable and patient with all the different questions.
Do you have credit score concerns?
Have you been denied for HVAC financing from traditional lenders?
Consider Microf.
We are a relationship-based company that places top priority on our customers' wants and needs.
If you have credit score concerns or have been denied for HVAC financing from traditional lenders, Microf has options for you.
Currently, few major lenders provide flexible solutions to the HVAC industry and its consumers.
Our innovative rent-to-own strategy provides unmatched flexibility to consumers through limited declinations, quick response times, and multiple payment and contract term choices.
Have you been denied for HVAC financing from traditional lenders?
Consider Microf.
We are a relationship-based company that places top priority on our customers' wants and needs.
If you have credit score concerns or have been denied for HVAC financing from traditional lenders, Microf has options for you.
Currently, few major lenders provide flexible solutions to the HVAC industry and its consumers.
Our innovative rent-to-own strategy provides unmatched flexibility to consumers through limited declinations, quick response times, and multiple payment and contract term choices.
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